Sukanya Samriddhi Yojana 2021 || Apply Online: Sukanya Samriddhi Yojana is a small savings scheme for families who want to save some money for their daughter’s wedding. Under the Sukanya Samriddhi Yojana, the parents of the girl child can open a savings account for them. Until the girl turns 10 years old. Under Sukanya Samriddhi Yojana, you can start SSY 2021 scheme by depositing a minimum of Rs.250. Earlier this amount was one thousand rupees. A maximum of Rs 1.5 lakh can be deposited under this scheme during the current financial year.
Under Sukanya Samriddhi Yojana, you can easily secure the future of your girl child. Any parent and guardian can open a bank account of any girl child before attaining the age of 10 years in any recognized bank and post office under this scheme. Through this article we are providing you complete information about Sukanya Samriddhi Yojana 2021. Like how to take advantage of the scheme, eligibility, interest rate etc. For this please read the article till the end.
What is Sukanya Samriddhi Yojana 2021 (SSY)?
SSY Details – As we mentioned above that Sukanya Samriddhi Yojana is a major scheme of Modi Government. It is a small savings scheme, which was launched by Prime Minister Narendra Modi on 22 January 2015. Under this scheme, savings accounts of the girl child are opened. In which amount ranging from Rs 250 to Rs 1.5 lakh can be deposited. The new rules of this Sukanya Samriddhi Yojana 2021-2022 are given below:
After opening the account under Sukanya Samriddhi Yojana 2021 chart, it can be run till the girl child attains the age of 21 years or she gets married after 18 years.
According to the new rules of Sukanya Samriddhi Yojana, only the residents of India can avail the benefits of this scheme.
If such a girl child starts living in a country other than India before the completion of this Sukanya Samriddhi Yojana (SSY), then in such a situation that girl will be deprived of this scheme.
According to the new rules of this scheme, parents and guardians will have to be informed if there is a change in the residential status within a month.
Overview of Sukanya Samriddhi Yojana 2021
Name of the Scheme – Sukanya Samriddhi Yojana (SSY)
Launched by – Prime Minister Shri Narendra Modi
Start Date – From 1st April 2014
Under which scheme – Beti Bachao Beti Padhao
Purpose – To secure the future of the daughters of the country
Beneficiary – Daughters from birth to 10 years
Benefit – money for higher education and marriage
Minimum and maximum amount for opening an account – The limit has been kept from a minimum of Rs 250 to a maximum of Rs 1,50,000
Sukanya Samriddhi Yojana 2021 Interest Rate – 8.6% percent interest rate will be provided under Sukanya Samriddhi Yojana. Which is much more than the old time favorite PPF, FD and Recurring Deposit. The tax benefits under Section 80C of the Income Tax Act, 1961 will also be provided to the parents and legal guardians.
Financial Year – Interest Rate
01-04-2014 – 9.1%
From 01-April 2015 – 9.2%
1-April 2016 to June 30, 2016 – 8.6%
1-July 2016 to 30 September 2016 – 8.6%
1-October 2016 to December 31, 2016 – 8.5%
1-January 2018 to March 31, 2018 – 8.3%
1-April 2018 to June 30, 2018 – 8.1%
1-July 2018 to 30 September 2018 – 8.1%
1-October 2018 to December 31, 2018 – 8.5%
1- January 2018 to December 31, 2018 – 8.4%
01-04-2020 (Interest Rate) – 7.6% p.a.
Latest Update of Sukanya Samriddhi Yojana 2021
The interest, rates, periodicity etc. payable under Sukanya Samriddhi Yojana are calculated on an annual basis, compounded annually at the rate of 7.6% p.a. with effect from April 01, 2020. Minimum amount for opening the account and maximum balance that can be maintained. The minimum is Rs 250 and the maximum is Rs 1,50,000 in a financial year. Also deposits after Rs 50 only can be deposited in a month or in a financial year with no limit on the number of deposits. For more information related to Sukanya Samriddhi Accounts (SSA) click on the link given below.
Benefits of Sukanya Samriddhi Yojana
It will provide tax benefits under Section 80C of the Income Tax Act, 1961.
Higher interest rate as compared to other fixed deposit schemes.
Sukanya Samriddhi Yojana online payment deposit amount is small.
You can easily start this scheme in any bank or post office.
It will help in your girl’s education or marriage.
Sukanya Samriddhi Yojana Eligibility and Required Documents
Birth certificate of the girl child.
Identity proof of the depositor (parent or legal guardian) i.e. PAN Card, Ration Card, Driving License, Passport etc.
Address proof of the depositor (parent or legal guardian).
Application form for opening savings account under Sukanya Samriddhi Yojana.
PM Sukanya Samriddhi Yojana Application Form PDF Download
Sukanya Samriddhi Yojana 2021 Application Form PDF – To start this Sukanya Samriddhi Yojana, you need to open a bank account in the name of the girl child. After that follow the steps below.
To open SSY 2021 bank account, visit your nearest bank branch or your regional post office.
Then fill the bank account form with the required details, which will be mentioned therein.
Fill all the details correctly, otherwise your application form will not be accepted.
Finally submit the Sukanya Samriddhi Yojana 2020 Bank Account Form along with all the required documents to the bank branch manager.
In this way you can fill Sukanya Samriddhi Yojana 2021 Online Form.
How To Apply Sukanya Samriddhi Yojana 2021 Online?
If you want to apply Sukanya Samriddhi Yojana online then you have to visit the website of any one of the 28 nationalized banks in which you want to open your daughter’s account.
On the official website of that bank, you will get the link of Sukanya Samriddhi Yojana (SSY Online Registration), on which you will have to register.
On Sukanya Samriddhi Yojana Online Form 2021, you have to fill the complete information of yourself and your daughter carefully.
Along with this your identity proof, residence address and birth certificate of your daughter will be required.
The information provided by you will be authenticated by the bank and now after uploading all the documents online click on submit button. After this, you have to put your first deposit in the daughter’s account in the bank and activate the Pradhan Mantri Sukanya Yojana form account.
Sukanya Samriddhi Yojana Online Form (FAQ)-
How much amount will be deposited to take advantage of Sukanya Samriddhi Yojana?
Under this scheme, the account of daughters up to 10 years of age is opened from the birth of the daughter. You can open this account in any post office in any bank near you. Under this scheme, you have to deposit a minimum of ₹ 1000 (Rupees one thousand) in the account of your daughter, and when your daughter becomes eligible for marriage (above 18 years), for how many days the amount can be withdrawn He can go to his studies. can do.
Who can open an account under PM Sukanya Samriddhi Yojana?
Under this scheme, the account can be opened only from the birth of the daughter till the age of 10 years. If the age of the daughter is more than 10 years then you cannot open the account of your daughter.
How many accounts can you open under Sukanya Samriddhi Yojana?
Under this scheme, you can open an account in the name of only one daughter and in the name of only two daughters. If your first child is a girl and the second child is a girl child, that is, two twins are a girl, you can open three accounts.
How much amount will be deposited under Sukanya Samriddhi Yojana?
After opening an account under this scheme, you can deposit a minimum of one thousand rupees in the name of your daughter and a maximum of one and a half lakh rupees in the name of your daughter.
When will the money be deposited in Sukanya Samriddhi Yojana account?
Under this scheme, you can deposit money in your daughter’s account only for 15 years. No money will be deposited in your account after 16 years, but you will continue to get interest from 16 years to 21 years. Which you will be successful in fulfilling your daughter’s dreams.
What is the interest rate under Samriddhi Yojana?
Last year the interest rate under Sukanya Samriddhi Yojana was 8.4%, but this year in 2020-2021 the rate has been reduced to 7.6% per annum.
Sukanya Samriddhi Yojana 2021 Online Form (Bank List)-
Following is the list of banks authorized by Government of India to open Sukanya Samriddhi Yojana account:
Conclusion: We have provided you all the information about Sukanya Samriddhi Yojana 2021 through our article. If you liked the information, then you can tell us and if you have any question or suggestion related to this scheme, then you can ask us by commenting. Do share this post with your friends and family. Thanks..!! source
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